— Full Service Catalog —
Personal and Business Credit One Coordinated Strategy
Each engagement begins with a credit file audit. From there, every service we deliver has a defined scope, a documented output, and a clear place in your overall credit strategy.
Discrete Services, defined deliverables
Credit File Audit & Consulting
Dispute Letter Preparation
Business Forming Credit Acquisition
Credit Strategy & Road Map
Researched, statute-cited dispute letters drafted to the correct bureau or creditor. Every letter references the applicable FCRA and FDCPA provisions so the recipient cannot dismiss it on procedural grounds.
A written, step-by-step plan that sequences personal and business credit actions together — showing which moves to make first, which accounts to open in what order, and measurable milestones.
A line-by-line review of all three bureau reports. We identify errors, outdated entries, and disputable items, then hand you a written audit memo with ranked priorities.
Entity structuring, EIN registration, DUNS profile setup, and vendor account sequencing — the documented steps that build a fundable business credit profile from the ground up.
Four stages. Every output documented.
01 — Audit
All three bureau reports reviewed. Errors, duplicates, and disputable entries are catalogued in a written memo you keep.
02 — Strategy Session
We build the sequenced road map: personal disputes first, then trade line additions, then business credit steps — coordinated, not competing.
03 — Active Interventions
Dispute letters drafted and sent. Trade line sourcing executed. Business entity and vendor accounts opened on schedule.
04 — Monitoring & Verification
Bureau responses tracked. Removals confirmed. Updated scores documented against the original audit baseline.
Start with an audit, not a guess
Every engagement begins with a full credit file review. Book a consultation and we will tell you exactly what your file contains, what is disputable, and what a realistic timeline looks like.